Minimum Credit Requirements

To qualify for an automobile loan through our lending network, you:

• must be a US resident at least 18 years old
• must have at least $1,800 in gross monthly income
• must have no current bankruptcies
• must not have had a repossession in the last 12 months

Our loans cover:

All makes and models
Every state in the U.S.
Previous bankruptcy okay
Free, no-obligation service!

IMPORTANT RESTRICTIONS
AND CONDITIONS

We do not offer refinancing loans.

We do not offer title loans.

All vehicles must be obtained through our nationwide dealer network.

No loans available for private sales (between individuals, over the Internet, etc.).

Loan Rates

This is so
important, we'll
repeat ourselves.
Do NOT go car
shopping until
you know your
credit score.

You can get
your credit score
for free (and we
mean really free,
not like those
teaser sites) at
www.annualcreditreport.com

You can match your credit score to your expected rate at www.myfico.com. That site does not list rates for scores under 500, but we have lenders who will finance those scores.

For outstanding research on the best cars for poor credit customers check out Auto Loan Central.