Minimum Credit Requirements

To qualify for an automobile loan through our lending network, you:

• must be a US resident at least 18 years old
• must have at least $1,800 in gross monthly income
• must have no current bankruptcies
• must not have had a repossession in the last 12 months

Our loans cover:

All makes and models
Every state in the U.S.
Previous bankruptcy okay
Free, no-obligation service!

IMPORTANT RESTRICTIONS
AND CONDITIONS

We do not offer refinancing loans.

We do not offer title loans.

All vehicles must be obtained through our nationwide dealer network.

No loans available for private sales (between individuals, over the Internet, etc.).

Loan Rates

Every loan
is different,
thanks to your
credit score,
whether you are
buying new or used,
and how long you
will take to repay.

It is no surprise
that the lower your
credit score, the more
you'll pay.

What is a surprise is that it's not as expensive as you might think. Turns out the difference between a $10,000 loan at 9 percent and the same loan at 18 percent is only $1.49 a day. You can spend that much on your morning coffee -- and that coffee stop isn't going to fix your credit like a car loan will.

So before you go car shopping:
• learn your credit score (you can do it for free at www.annualcreditreport.com
• visit www.myfico.com to see what kind of interest rate you can expect to pay.
• use an auto loan payment calculator to set your monthly budget.